Our Programmes
Three Tracks, One Consistent Approach
Each Lumencore programme is built around the same principles — small groups, structured materials, and parent involvement — but adapted for the specific age range and household situation it serves.
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How Our Programmes Are Structured
Age-Calibrated Entry
Each track starts from what the age group already knows and works forward from there. No assumptions, no skipped steps.
Session Sequencing
Concepts are introduced, then applied, then reflected on. The sequence follows the natural rhythm of how younger learners consolidate new ideas.
Workbook Practice
Each session includes hands-on workbook exercises. Learners write, calculate, and reflect — building a personal record of their work.
Home Extension
Take-home activities and parent summaries keep the programme present in the household between sessions.
Module 01 · Ages 13–17
Money Basics for Teens
A six-week after-school educational programme for learners aged 13 to 17. Sessions cover earning, saving, simple budgeting, and reading a basic personal expense sheet. The format is workshop-based with small groups, age-aware materials, and short take-home activities. Parents receive a weekly summary so they can support the conversation at home.
- Six structured weekly after-school sessions
- Small capped group size per cohort
- Take-home activity sheets each week
- Weekly written summary sent to parents
- No prior financial knowledge required
Programme Fee
RM 580
Module 02 · Ages 9–12
Junior Money Curriculum
A school-term educational programme for learners aged 9 to 12, introducing core money vocabulary, simple budgeting concepts, and saving habits through illustrated workbooks and group exercises. The pace is gentle and the framing is exploratory rather than prescriptive. Includes a printed workbook, weekly small-group sessions, and a parent debrief at the end of the term.
- Full school-term programme length
- Illustrated printed workbook included
- Weekly small-group sessions
- End-of-term parent debrief session
- Exploratory, non-competitive format
Programme Fee
RM 1,950
Module 03 · Households
Family-and-Youth Annual Track
A twelve-month combined educational track for households with school-age children. The programme runs parallel sessions for parents and youth, with shared household activities each month and quarterly joint events. Topics rotate through age-appropriate money literacy, household budgeting fundamentals, and reflective family conversations. Includes printed materials and a moderated parent forum.
- Twelve months of structured programming
- Separate tracks for parents and youth, running in parallel
- Monthly shared household activities
- Quarterly joint family events
- Moderated parent forum access included
- Printed materials for all participants
Programme Fee
RM 4,720
Which Track?
Choosing the Right Programme
| Money Basics for Teens | Junior Money Curriculum | Family Annual Track | |
|---|---|---|---|
| Age range | 13–17 | 9–12 | All ages (household) |
| Duration | 6 weeks | 1 school term | 12 months |
| Printed workbook | |||
| Parent communication | Weekly summary | End-of-term debrief | Parallel sessions + forum |
| Family activities | |||
| Programme fee | RM 580 | RM 1,950 | RM 4,720 |
Best for
Teenagers starting out
A teenager with no background who needs a short, structured entry point
Best for
Primary-school learners
A younger child who benefits from a full-term, gentle introduction to money vocabulary
Best for
The whole household
Families who want ongoing engagement that involves both parents and children throughout the year
Standards
Across All Programmes
Child-Safe Premises
Sessions run in a verified, child-safe environment. All facilitators are background-checked.
PDPA Compliance
All participant data is handled in accordance with Malaysia's Personal Data Protection Act 2010.
Reviewed Materials
Curriculum is reviewed at the start of each intake cycle to check accuracy and local relevance.
Structured Feedback
Parents and learners complete structured feedback at programme close. Results shape future revisions.
Accessible Support
Questions during the programme period are welcomed. Parents can reach the team by phone or email during operating hours.
Consistent Facilitator Quality
All facilitators prepare with session guides, go through peer review, and work within a consistent delivery framework.
Fees
Clear, Inclusive Pricing
All fees cover the complete programme including materials. No add-on charges.
Module 01
Money Basics for Teens
Ages 13–17 · 6 weeks
RM 580
- 6 workshop sessions
- Activity sheets included
- Weekly parent summaries
Module 02
Junior Money Curriculum
Ages 9–12 · One term
RM 1,950
- Full term of sessions
- Printed workbook
- End-of-term parent debrief
Module 03
Family Annual Track
Households · 12 months
RM 4,720
- Parallel youth + parent sessions
- Monthly household activities
- Quarterly joint family events
- Parent forum access
- All printed materials
Next Step
Not Sure Which One to Start With?
Tell us your child's age and we'll point you to the right track. Enquiries are welcome by form, phone, or email — no commitment required.
Send an Enquiry